The ultimate goal when looking for a mortgage is to find one with a low interest rate and low fees, since you will be paying it for a long time. Many mortgage brokers, on the other hand, get their clients into mortgages they can't afford over time. As a result, people who are looking for a mortgage have a negative perception of them. Our next client was fortunate enough to find the top mortgage broker company in Miami.
Gaspar Rodriguez is a veteran from Miami, Florida. He was looking for a way to refinance his previous mortgage and cash out some money. As fate would have it, Gasper’s wife happens to be our CEO’s cousin, who immediately told him to get in touch with our team of Angels. Our client followed his wife’s advice and gave us a call to learn more about our services. His queries were quickly responded to and his loan process was ready to start.
As usual, our team of professionals got in touch with the client after the initial consultation and started processing his information to make sure he was getting the lowest rate available in the market. After our client filled the application and we processed the necessary documentation, we were ready to show him the results of our pre-approval. Gaspar was very glad to hear the good news. Not only was he eligible for our Hero Next Door program, but he also got less than half the rate he was paying in the past (4.99% to 2.25%*) and was able to lower his loan term from 30 to 15 years. This meant that he could start paying less on his mortgage and in half the time he was previously supposed to.
The pre-approval process was complete. In order to give our client the full Ensource Experience, our team of Angels was in contact with him at all times, answering any questions he had and following up with every party involved in the loan process. The conditions for this loan were submitted and got approved within a day with UWM. When the loan was ready to close, a date was set for the closing.
At Ensource Financial, we truly believe in providing our clients with all the support they deserve, which is why we honor heroes like our client Gaspar who selflessly serve our country. We offer a program called "Hero Next Door'' for veterans, police officers, teachers, healthcare professionals and firefighters, as part of the Ensource Experience. As a token of appreciation for the good service these heroes provide, our clients get a reimbursement of up to $500 for their appraisal when they’re eligible for our HND program.
The closing date had finally arrived, and our client was eager to close this loan since up until that point he had been paying a conventional high rated mortgage that was minimizing his possibilities of saving some money. On this beautiful, sunny day, both our client and his wife were ready to meet up with Mark Cruz at Extreme Title Services’ office in Miramar to close this deal.
The closing went off without a hitch. Our client and his wife were very happy with the services we provided, and they all had a great time at the meeting. In the end, our client changed his loan term from 30 to 15 years, had his rate dropped from 4.99% conventional to 2.25% VA*, and he was able to cash out some money from his previous mortgage. The client expressed his gratitude for our hard work and stated his opinion about how smooth the process with us had been. Watch for yourself! 👇
"Great, couldn't have been any better!"
"Call the Angels, they'll give you a straight answer"
Are you tired of paying a high rate on your mortgage? Don’t waste your only chance of lowering your monthly payments and even getting some cash from your old loan! If you’re looking to finance a property in Miami or refinance your current mortgage — we’re here to make it happen! Contact us today at (305)-677-9984 or (305)-614-2557 and be part of the Ensource Experience.