The Best Mortgage Broker in South Florida Closes A Low Interest Refinance

The 2008 economic crisis started with the housing market bubble, which was fueled by an overabundance of mortgage-backed securities (MBS) that packaged high-risk loans together. Reckless lending resulted in an unprecedented number of defaulted loans; when the losses were added up, several financial institutions failed, demanding a government rescue. Our CEO Mark Cruz was a millionaire before this happened and he ended up homeless. Luckily, Jose Pineda came to the rescue and offered him a place to stay.


Fast forward 14 years later, Mark now has the mortgage broker company he dreamed of with Jose back then. Jose is currently a partner with Landmark Surveying and Associates, one of the biggest residential and commercial construction services in Miami. He and his wife Janeen were looking to refinance their home, so they immediately contacted Mark and asked him for help.


Following the initial consultation, our team of Angels started working on the Pineda’s file and documentation to ensure they were obtaining the best deal possible. Once the documentation and numbers had been processed, we were ready to show our clients the results of our processing. The Pineda couple was ecstatic when they heard the numbers we had to offer them. They were approved with conditions through United Wholesale Mortgage, one of the best wholesale mortgage lenders in the country, with a lower rate and smaller monthly payment than the one they were previously paying on their old mortgage.


The approval procedure was finished and it was time to close the loan. To ensure that our clients received the full Ensource Experience, our Angels were in constant contact with them, answering any questions they had and following up with everyone involved in the loan process. Once the lowest rate for this couple was locked and everything was good to go, a date was scheduled for the closing.


The closing day arrived, and our clients were excited to finally refinance the mortgage that had been hindering their financial progress for quite some time. Our CEO met with the Pineda couple at Extreme Title Services offices in Miramar, FL, to close this deal that only took 16 calendar days to close. Everybody was pretty happy with the terms.


The closing meeting went off smoothly. Our clients were really pleased with our services, and they got exactly the results they were looking for. Finally, as a result of our efforts, the Pineda couple was able to refinance their home at a very low rate (2.75%)*, which was 1.625% lower than the rate they were previously paying on their old mortgage. The closing took only 16 days, it was so fast that the couple could not believe it and thought this was incredible. Additionally, the couple managed to start saving $300 with the refinance we provided to them.


Watch for yourself the experience the Pineda couple went through with us. 👇



Are you fed up with paying a high interest rate on your home loan? Don't throw away your single chance to cut your monthly payments and possibly even get money from your old mortgage! If you're looking to buy a home in Miami or refinance your current mortgage, we can help! Call (305) 677-9984 or (305) 614-2557 today to become a part of the Ensource Experience.


*Disclaimer: All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value.

Mark Cruz NMLS #1205358 | Ensource Financial NMLS #1718474.
Licensed to Do Business in the State of Florida. All Rights Reserved.

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